Are banks open on Christmas Day?
Banks · Christmas Day
Closed
No — banks are closed on Christmas Day.
Christmas is a Federal Reserve holiday and every bank closes. When December 25 falls on a Sunday, banks close Monday December 26; when it falls on a Saturday, the holiday stays on Saturday and banks are open the Friday before.
ATMs and apps keep running; anything deposited over the holiday posts on the next business day.
| Holiday | Date | Status |
|---|---|---|
| Christmas Eve | Thursday, December 24, 2026 | Open Open on Christmas Eve — some branches close early; check yours. |
| Christmas Day | Friday, December 25, 2026 | Closed |
| Christmas Eve | Friday, December 24, 2027 | Open Banks are open Friday December 24 — Christmas falls on Saturday, and the Fed doesn't move Saturday holidays to a weekday. Federal offices are closed today; banks aren't. |
| Christmas Day | Saturday, December 25, 2027 | Closed Branches that keep Saturday hours are closed for the holiday too. |
What else on Christmas Day?
| Who | Status |
|---|---|
| Mail & the Post Office | Closed No — there's no mail delivery on Christmas Day, and post offices are closed. |
| The Stock Market | Closed No — the stock market is closed on Christmas Day. |
| UPS | Closed No — UPS doesn't pick up or deliver on Christmas Day. |
| FedEx | Closed No — FedEx is closed on Christmas Day, with no pickup or delivery. |
| Federal Offices | Closed No — federal offices are closed on Christmas Day. |
| Trash Pickup | Varies Almost certainly not — Christmas Day is on essentially every collection calendar, and the week around it usually shifts. Your city or hauler has the final say. |
| Schools | Closed No — schools are closed on Christmas Day. |
Checked against the Federal Reserve holiday schedule, verified August 2026. When a schedule for a new year has not been published yet, this page says so — it never guesses.