Is the stock market open on Independence Day?
Stock Market · Independence Day
Closed
No — the stock market is closed for Independence Day.
July 4 is on the NYSE holiday calendar, so stocks and bonds are both off. The weekend years are where it gets interesting: when July 4 falls on a Saturday, the exchanges close the preceding Friday, July 3; when it falls on a Sunday, they close the following Monday, July 5.
That Saturday case is the clearest stock-versus-bank split of the summer — the market takes Friday off while branches keep normal hours. On the last trading day before the break, SIFMA recommends a 2pm ET close for bonds while stocks run to 4pm ET.
| Holiday | Date | Status |
|---|---|---|
| Independence Day | Friday, July 3, 2026 | Closed July 4 falls on Saturday, so the market closes Friday July 3. |
| Independence Day | Monday, July 5, 2027 | Closed July 4 falls on Sunday, so the market closes Monday July 5. |
What else on Independence Day?
| Who | Status |
|---|---|
| Banks | Closed No — banks are closed for Independence Day. |
| Mail & the Post Office | Closed No — there's no mail delivery on Independence Day, and post offices are closed. |
| UPS | Closed No — UPS doesn't pick up or deliver on Independence Day. |
| FedEx | Closed No — FedEx is closed for Independence Day, with no pickup or delivery. |
| Federal Offices | Closed No — federal offices are closed for Independence Day. |
| Trash Pickup | Varies Usually not — July 4 is on nearly every collection calendar, though whether your week slides is up to your hauler. |
| Schools | Closed No — schools are out for summer on the Fourth of July. |
Questions people ask
If July 4 falls on a Saturday, is the market open the Friday before?
No — the exchanges close that Friday, July 3. Banks stay open, because the Federal Reserve doesn't move Saturday holidays to a weekday.
Checked against the NYSE holiday calendar, verified August 2026. When a schedule for a new year has not been published yet, this page says so — it never guesses.