Are banks open on Columbus Day?
Banks · Columbus Day
Closed
Mostly no — most banks are closed on Columbus Day, but it's a day worth double-checking.
Columbus Day (the second Monday in October, Indigenous Peoples' Day in many states) is on the Federal Reserve calendar, so most banks close. But because the Fed schedule isn't a mandate, this is the holiday where exceptions actually show up: some banks — including a few large ones — keep branches open.
Meanwhile the stock market trades normally, and the bond market is closed. If you need a teller on Columbus Day, check your bank's own holiday page before making the trip.
| Holiday | Date | Status |
|---|---|---|
| Columbus Day | Monday, October 12, 2026 | Closed Most banks close on Columbus Day; a few branches stay open — the stock market trades as usual. |
| Columbus Day | Monday, October 11, 2027 | Closed Most banks close on Columbus Day; a few branches stay open — the stock market trades as usual. |
What else on Columbus Day?
| Who | Status |
|---|---|
| Mail & the Post Office | Closed No — there's no mail delivery on Columbus Day, and post offices are closed. |
| The Stock Market | Open Yes — the stock market is open on Columbus Day. |
| UPS | Open Yes — UPS picks up and delivers on Columbus Day. |
| FedEx | Varies Yes — FedEx delivers on Columbus Day, with pickups on a modified schedule. |
| Federal Offices | Closed No — federal offices are closed on Columbus Day. |
| Trash Pickup | Varies Probably — most cities collect trash on Columbus Day, but some take it, so your hauler's list is the one to trust. |
| Schools | Varies It depends on your district — Columbus Day splits the country. |
Questions people ask
Which banks stay open on Columbus Day?
It changes year to year, and it can vary by branch — some banks that skip the holiday in one state observe it in another. The dependable move is your bank's own holiday-hours page, not a general rule.
Checked against the Federal Reserve holiday schedule, verified August 2026. When a schedule for a new year has not been published yet, this page says so — it never guesses.